diff --git a/src/app/(frontend)/logistics/banking/[id]/page.tsx b/src/app/(frontend)/logistics/banking/[id]/page.tsx
index e5aed6b..c216ce9 100644
--- a/src/app/(frontend)/logistics/banking/[id]/page.tsx
+++ b/src/app/(frontend)/logistics/banking/[id]/page.tsx
@@ -6,6 +6,7 @@ import type { BankAccount, LedgerEntry } from "@/payload-types";
 import { AccountDetail } from "@/components/frontend/banking/AccountDetail";
 import { hasPermission } from "@/utils/access-control/hasPermission";
 import { hasLogisticsQualification } from "@/utils/access-control/hasLogisticsQualification";
+import { getCurrencyConfig } from "@/lib/banking";
 
 export const metadata = {
   title: "Account — Polaris Task Force",
@@ -35,12 +36,12 @@ export default async function AccountPage({ params }: AccountPageProps) {
     notFound();
   }
 
-   const typedAccount = account as unknown as BankAccount;
+  const typedAccount = account as unknown as BankAccount;
 
-   const isManager = user
-     ? (await hasPermission(payload, user, "banking:manage")) ||
-       (await hasLogisticsQualification(payload, user).catch(() => false))
-     : false;
+  const isManager = user
+    ? (await hasPermission(payload, user, "banking:manage")) ||
+      (await hasLogisticsQualification(payload, user).catch(() => false))
+    : false;
 
   const ownerId =
     typeof typedAccount.ownerUser === "object"
@@ -70,6 +71,7 @@ export default async function AccountPage({ params }: AccountPageProps) {
   const otherAccounts = (allAccountsRes.docs as unknown as BankAccount[])
     .filter((a) => a.id !== typedAccount.id)
     .map((a) => ({ id: a.id, name: a.name }));
+  const currencyConfig = await getCurrencyConfig(payload);
 
   return (
     <div className="p-5 max-w-7xl">
@@ -78,6 +80,7 @@ export default async function AccountPage({ params }: AccountPageProps) {
         ledger={ledger}
         otherAccounts={otherAccounts}
         canTransact={isManager || isOwner}
+        currencyConfig={currencyConfig}
       />
     </div>
   );
diff --git a/src/app/(frontend)/logistics/banking/page.tsx b/src/app/(frontend)/logistics/banking/page.tsx
index 395110f..b810365 100644
--- a/src/app/(frontend)/logistics/banking/page.tsx
+++ b/src/app/(frontend)/logistics/banking/page.tsx
@@ -7,6 +7,7 @@ import { LandmarkIcon } from "lucide-react";
 import { BankingOverview } from "@/components/frontend/banking/BankingOverview";
 import { hasPermission } from "@/utils/access-control/hasPermission";
 import { hasLogisticsQualification } from "@/utils/access-control/hasLogisticsQualification";
+import { getCurrencyConfig } from "@/lib/banking";
 
 export const metadata = {
   title: "Banking — Polaris Task Force",
@@ -36,20 +37,20 @@ export default async function BankingPage() {
   });
   const recentTransactions = transactionsRes.docs as unknown as BankTransaction[];
 
-   const factionsRes = await payload.find({
-     collection: "factions",
-     limit: 100,
-     depth: 0,
-   });
-   const factions = (factionsRes.docs as unknown as Faction[]).map((f) => ({
-     id: f.id,
-     name: f.name,
-   }));
+  const factionsRes = await payload.find({
+    collection: "factions",
+    limit: 100,
+    depth: 0,
+  });
+  const factions = (factionsRes.docs as unknown as Faction[]).map((f) => ({
+    id: f.id,
+    name: f.name,
+  }));
 
-   const isManager = user
-     ? (await hasPermission(payload, user, "banking:manage")) ||
-       (await hasLogisticsQualification(payload, user).catch(() => false))
-     : false;
+  const isManager = user
+    ? (await hasPermission(payload, user, "banking:manage")) ||
+      (await hasLogisticsQualification(payload, user).catch(() => false))
+    : false;
 
   const currentUser = user
     ? {
@@ -65,6 +66,7 @@ export default async function BankingPage() {
     accounts.length > 0 && typeof accounts[0].currency === "object"
       ? (accounts[0].currency as Resource)
       : null;
+  const currencyConfig = await getCurrencyConfig(payload);
 
   return (
     <div className="p-5 flex flex-col gap-6">
@@ -83,9 +85,10 @@ export default async function BankingPage() {
         recentTransactions={recentTransactions}
         currentUser={currentUser}
         currencyResource={currencyResource}
+        currencyConfig={currencyConfig}
         isManager={isManager}
         factions={factions}
       />
     </div>
   );
-}
\ No newline at end of file
+}
diff --git a/src/components/frontend/banking/AccountCard.tsx b/src/components/frontend/banking/AccountCard.tsx
index 8904b8a..ccd7325 100644
--- a/src/components/frontend/banking/AccountCard.tsx
+++ b/src/components/frontend/banking/AccountCard.tsx
@@ -11,7 +11,7 @@ import {
   ItemTitle,
 } from "@/components/ui/item";
 import { LandmarkIcon, UsersIcon, WalletIcon } from "lucide-react";
-import { formatAmount } from "@/lib/banking/format";
+import { formatAmount, type CurrencyConfig } from "@/lib/banking/format";
 import { type AccountStatus, accountStatusBase, accountStatusClass } from "@/lib/banking/ui";
 
 const accountTypeMeta = {
@@ -39,7 +39,13 @@ export function accountTypeInfo(accountType: string) {
   return accountTypeMeta[accountType as keyof typeof accountTypeMeta] ?? accountTypeMeta.personal;
 }
 
-export function AccountCard({ account }: { account: BankAccount }) {
+export function AccountCard({
+  account,
+  currencyConfig,
+}: {
+  account: BankAccount;
+  currencyConfig: CurrencyConfig;
+}) {
   const meta = accountTypeInfo(account.accountType);
   const Icon = meta.icon;
   const currency = typeof account.currency === "object" ? account.currency : null;
@@ -79,7 +85,10 @@ export function AccountCard({ account }: { account: BankAccount }) {
           </ItemDescription>
           <div className="mt-1">
             <span className="text-lg font-semibold font-mono">
-              {formatAmount(account.balance ?? 0, currency)}
+              {formatAmount(
+                account.balance ?? 0,
+                currencyConfig.resourceName ? currencyConfig : currency,
+              )}
             </span>
           </div>
         </ItemContent>
diff --git a/src/components/frontend/banking/AccountDetail.tsx b/src/components/frontend/banking/AccountDetail.tsx
index 1ce67b5..21195d3 100644
--- a/src/components/frontend/banking/AccountDetail.tsx
+++ b/src/components/frontend/banking/AccountDetail.tsx
@@ -4,7 +4,7 @@ import Link from "next/link";
 import { ArrowLeftIcon } from "lucide-react";
 import type { BankAccount, LedgerEntry } from "@/payload-types";
 import { Item, ItemContent, ItemHeader, ItemTitle } from "@/components/ui/item";
-import { formatAmount } from "@/lib/banking/format";
+import { formatAmount, type CurrencyConfig } from "@/lib/banking/format";
 import { type AccountStatus, accountStatusBase, accountStatusClass } from "@/lib/banking/ui";
 import { accountTypeInfo } from "@/components/frontend/banking/AccountCard";
 import { BankTransactionDialog } from "@/components/frontend/banking/BankTransactionDialog";
@@ -15,9 +15,16 @@ interface AccountDetailProps {
   ledger: LedgerEntry[];
   otherAccounts: { id: number; name: string }[];
   canTransact: boolean;
+  currencyConfig: CurrencyConfig;
 }
 
-export function AccountDetail({ account, ledger, otherAccounts, canTransact }: AccountDetailProps) {
+export function AccountDetail({
+  account,
+  ledger,
+  otherAccounts,
+  canTransact,
+  currencyConfig,
+}: AccountDetailProps) {
   const meta = accountTypeInfo(account.accountType);
   const Icon = meta.icon;
   const currency = typeof account.currency === "object" ? account.currency : null;
@@ -65,7 +72,10 @@ export function AccountDetail({ account, ledger, otherAccounts, canTransact }: A
             Balance
           </p>
           <p className="text-2xl font-semibold font-mono">
-            {formatAmount(account.balance ?? 0, currency)}
+            {formatAmount(
+              account.balance ?? 0,
+              currencyConfig.resourceName ? currencyConfig : currency,
+            )}
           </p>
         </div>
       </div>
diff --git a/src/components/frontend/banking/ActivityFeed.tsx b/src/components/frontend/banking/ActivityFeed.tsx
index 017b40f..bb894e0 100644
--- a/src/components/frontend/banking/ActivityFeed.tsx
+++ b/src/components/frontend/banking/ActivityFeed.tsx
@@ -1,9 +1,9 @@
 "use client";
 
 import Link from "next/link";
-import type { BankAccount, BankTransaction, Resource, User } from "@/payload-types";
+import type { BankAccount, BankTransaction, User } from "@/payload-types";
 import { ArrowDownLeftIcon, ArrowRightLeftIcon, ArrowUpRightIcon } from "lucide-react";
-import { currencyLabel } from "@/lib/banking/format";
+import { formatAmount, type CurrencyConfig } from "@/lib/banking/format";
 import {
   formatTxTimestamp,
   txAmountClass,
@@ -15,7 +15,7 @@ import {
 
 interface ActivityFeedProps {
   transactions: BankTransaction[];
-  currencyResource: Resource | null;
+  currencyConfig: CurrencyConfig;
 }
 
 // Icon per type — kept local because the icons are React components used only
@@ -60,9 +60,7 @@ function resolveActorLabel(actor: (number | null) | User | undefined): string {
   return `#${actor}`;
 }
 
-export function ActivityFeed({ transactions, currencyResource }: ActivityFeedProps) {
-  const cur = currencyLabel(currencyResource);
-
+export function ActivityFeed({ transactions, currencyConfig }: ActivityFeedProps) {
   if (transactions.length === 0) {
     return (
       <div className="rounded-lg border border-border/60 bg-muted/20 py-10 flex items-center justify-center">
@@ -87,7 +85,7 @@ export function ActivityFeed({ transactions, currencyResource }: ActivityFeedPro
           const targetAccountId = to.id ?? from.id;
           const href = targetAccountId != null ? `/logistics/banking/${targetAccountId}` : null;
           const amount = tx.amount ?? 0;
-          const signed = `${txAmountPrefix(flow)}${amount.toLocaleString()}`;
+          const signed = `${txAmountPrefix(flow)}${formatAmount(amount, currencyConfig)}`;
 
           const RowInner = (
             <div className="flex items-start gap-3">
@@ -115,7 +113,6 @@ export function ActivityFeed({ transactions, currencyResource }: ActivityFeedPro
                 className={`font-mono text-sm tabular-nums shrink-0 ml-auto pr-1 ${txAmountClass(flow)}`}
               >
                 {signed}
-                {cur && <span className="ml-1 text-[10px] text-muted-foreground/60">{cur}</span>}
               </div>
             </div>
           );
@@ -139,4 +136,4 @@ export function ActivityFeed({ transactions, currencyResource }: ActivityFeedPro
       </ul>
     </div>
   );
-}
\ No newline at end of file
+}
diff --git a/src/components/frontend/banking/BankingOverview.tsx b/src/components/frontend/banking/BankingOverview.tsx
index 445e571..03e4eab 100644
--- a/src/components/frontend/banking/BankingOverview.tsx
+++ b/src/components/frontend/banking/BankingOverview.tsx
@@ -8,7 +8,7 @@ import { AccountCard } from "@/components/frontend/banking/AccountCard";
 import { CreateAccountDialog } from "@/components/frontend/banking/CreateAccountDialog";
 import { WalletHero } from "@/components/frontend/banking/WalletHero";
 import { ActivityFeed } from "@/components/frontend/banking/ActivityFeed";
-import { currencyLabel, formatAmount } from "@/lib/banking/format";
+import { currencyLabel, formatAmount, type CurrencyConfig } from "@/lib/banking/format";
 import { usePageCommands } from "@/components/command-palette/CommandPaletteContext";
 
 interface BankingOverviewProps {
@@ -16,6 +16,7 @@ interface BankingOverviewProps {
   recentTransactions: BankTransaction[];
   currentUser: { id: number; username: string; displayName?: string } | null;
   currencyResource: Resource | null;
+  currencyConfig: CurrencyConfig;
   isManager: boolean;
   factions: { id: number; name: string }[];
 }
@@ -53,6 +54,7 @@ export function BankingOverview({
   recentTransactions,
   currentUser,
   currencyResource,
+  currencyConfig,
   isManager,
   factions,
 }: BankingOverviewProps) {
@@ -101,6 +103,7 @@ export function BankingOverview({
         account={myAccount ?? null}
         currentUser={currentUser}
         currencyResource={currencyResource}
+        currencyConfig={currencyConfig}
       />
 
       <Tabs defaultValue="activity" className="gap-4">
@@ -123,13 +126,13 @@ export function BankingOverview({
           {isManager && (
             <p className="font-mono text-[10px] uppercase tracking-wider text-muted-foreground/70">
               UNIT FUNDS&nbsp;
-              {formatAmount(unitFundsTotal, currencyResource)}
+              {formatAmount(unitFundsTotal, currencyConfig)}
             </p>
           )}
         </div>
 
         <TabsContent value="activity" className="m-0">
-          <ActivityFeed transactions={recentTransactions} currencyResource={currencyResource} />
+          <ActivityFeed transactions={recentTransactions} currencyConfig={currencyConfig} />
         </TabsContent>
 
         <TabsContent value="accounts" className="m-0 pt-4 flex flex-col gap-6">
@@ -161,7 +164,11 @@ export function BankingOverview({
               {isManager && treasury.length > 0 && (
                 <Section title="Treasury" count={treasury.length}>
                   {treasury.map((account) => (
-                    <AccountCard key={account.id} account={account} />
+                    <AccountCard
+                      key={account.id}
+                      account={account}
+                      currencyConfig={currencyConfig}
+                    />
                   ))}
                 </Section>
               )}
@@ -169,7 +176,11 @@ export function BankingOverview({
               {isManager && factionAccounts.length > 0 && (
                 <Section title="Factions" count={factionAccounts.length}>
                   {factionAccounts.map((account) => (
-                    <AccountCard key={account.id} account={account} />
+                    <AccountCard
+                      key={account.id}
+                      account={account}
+                      currencyConfig={currencyConfig}
+                    />
                   ))}
                 </Section>
               )}
@@ -180,7 +191,11 @@ export function BankingOverview({
                   count={visiblePersonal.length}
                 >
                   {visiblePersonal.map((account) => (
-                    <AccountCard key={account.id} account={account} />
+                    <AccountCard
+                      key={account.id}
+                      account={account}
+                      currencyConfig={currencyConfig}
+                    />
                   ))}
                 </Section>
               )}
@@ -196,8 +211,8 @@ export function BankingOverview({
       )}
 
       <p className="font-mono text-[10px] uppercase tracking-wider text-muted-foreground/40">
-        SYS.BANKING / currency={tickerCurrency(currencyLabel(currencyResource))}
+        SYS.BANKING / currency={tickerCurrency(currencyLabel(currencyConfig))}
       </p>
     </div>
   );
-}
\ No newline at end of file
+}
diff --git a/src/components/frontend/banking/WalletHero.tsx b/src/components/frontend/banking/WalletHero.tsx
index 7b7f789..51ebd0c 100644
--- a/src/components/frontend/banking/WalletHero.tsx
+++ b/src/components/frontend/banking/WalletHero.tsx
@@ -6,7 +6,7 @@ import Link from "next/link";
 import { ChevronRightIcon, WalletIcon } from "lucide-react";
 import type { BankAccount, Resource } from "@/payload-types";
 import { Button } from "@/components/ui/button";
-import { formatAmount } from "@/lib/banking/format";
+import { formatAmount, type CurrencyConfig } from "@/lib/banking/format";
 import {
   type AccountStatus,
   accountStatusBase,
@@ -20,12 +20,18 @@ interface WalletHeroProps {
   account: BankAccount | null;
   currentUser: { id: number; username: string; displayName?: string } | null;
   currencyResource: Resource | null;
+  currencyConfig: CurrencyConfig;
 }
 
 // Shared terminal-aesthetic class for small uppercase mono labels in the hero.
 const labelCls = "font-mono text-[10px] uppercase tracking-wider text-muted-foreground";
 
-export function WalletHero({ account, currentUser, currencyResource }: WalletHeroProps) {
+export function WalletHero({
+  account,
+  currentUser,
+  currencyResource,
+  currencyConfig,
+}: WalletHeroProps) {
   const router = useRouter();
   const [initializing, setInitializing] = useState(false);
   const [initError, setInitError] = useState<string | null>(null);
@@ -114,7 +120,10 @@ export function WalletHero({ account, currentUser, currencyResource }: WalletHer
 
         <div className="flex flex-col gap-1">
           <p className="text-4xl md:text-5xl font-bold font-mono tracking-tight">
-            {formatAmount(account.balance ?? 0, currency)}
+            {formatAmount(
+              account.balance ?? 0,
+              currencyConfig.resourceName ? currencyConfig : currency,
+            )}
           </p>
           <p className="font-mono text-[10px] uppercase tracking-wider text-muted-foreground/60">
             LAST ACTIVITY {lastActivity}
@@ -137,4 +146,4 @@ export function WalletHero({ account, currentUser, currencyResource }: WalletHer
       </div>
     </section>
   );
-}
\ No newline at end of file
+}