diff --git a/src/store/index.js b/src/store/index.js
index 0609256d..114b9989 100644
--- a/src/store/index.js
+++ b/src/store/index.js
@@ -1458,7 +1458,7 @@ export const useMainStore = defineStore({
 
             // These could be undefined
             this.order.policy.noCoverage = vehicle.noCoverage;
-            if (!this.order.payment.insuranceCoverage.claimNumber) {
+            if (this.order.payment.insuranceCoverage.coverageStatus === coverageStatuses.PENDING) {
                 this.order.payment.insuranceCoverage.coverageStatus = vehicle.noCoverage
                     ? coverageStatuses.NO_COMP
                     : coverageStatuses.PENDING;