diff --git a/src/helpers/client-mappers/Client900040Coverage.js b/src/helpers/client-mappers/Client900040Coverage.js
index 44aaac68..37481ff7 100644
--- a/src/helpers/client-mappers/Client900040Coverage.js
+++ b/src/helpers/client-mappers/Client900040Coverage.js
@@ -1,6 +1,8 @@
+import coverageType from "@/constants/coverage-type";
+
 // USAA coverage overrides
 export function updateClaimRegistrationPayload(payload, order) {
-    const isITAC = order.insuranceCoverage.coverageType === coverageType.ITAC;
+    const isITAC = order.insuranceCoverage?.coverageType === coverageType.ITAC;
     payload.additionalInfo = {
         offeredItac: isITAC.toString(),
         qualifiedForItac: isITAC.toString()
diff --git a/src/helpers/coverage-helper.js b/src/helpers/coverage-helper.js
index ee2be8f0..1c3a8431 100644
--- a/src/helpers/coverage-helper.js
+++ b/src/helpers/coverage-helper.js
@@ -12,5 +12,5 @@ export async function updateClientSpecificFieldsForClaimRegistration(payload, or
 
     if (typeof clientMapper.updateClaimRegistrationPayload === 'function') {
         await clientMapper.updateClaimRegistrationPayload(payload, order);
-     }
+    }
 }
\ No newline at end of file
diff --git a/src/helpers/coverage-helper.spec.js b/src/helpers/coverage-helper.spec.js
index 4bdac1c5..46481325 100644
--- a/src/helpers/coverage-helper.spec.js
+++ b/src/helpers/coverage-helper.spec.js
@@ -1,4 +1,5 @@
 import { updateClientSpecificFieldsForClaimRegistration } from '@/helpers/coverage-helper';
+import coverageType from '@/constants/coverage-type';
 
 let mockStore;
 
@@ -11,9 +12,11 @@ describe('coverage-helper.js', () => {
         beforeEach(() => {
             mockStore = {
                 order: {
-                    parentAccountNumber: null
-                },
-                isITAC: false
+                    parentAccountNumber: null,
+                    insuranceCoverage: {
+                        coverageType: coverageType.NONE
+                    }
+                }
             };
 
             jest.clearAllMocks();
@@ -28,10 +31,10 @@ describe('coverage-helper.js', () => {
                 // Arrange
                 const payload = {};
                 mockStore.order.parentAccountNumber = parentAccountNumber;
-                mockStore.isITAC = isITAC;
+                mockStore.order.insuranceCoverage.coverageType = isITAC ? coverageType.ITAC : coverageType.Deductible;
 
                 // Act
-                await updateClientSpecificFieldsForClaimRegistration(payload);
+                await updateClientSpecificFieldsForClaimRegistration(payload, mockStore.order);
 
                 // Assert
                 expect(payload.additionalInfo).toEqual({
@@ -45,10 +48,10 @@ describe('coverage-helper.js', () => {
             // Arrange
             const payload = {};
             mockStore.order.parentAccountNumber = 123456;
-            mockStore.isITAC = true;
+            mockStore.order.insuranceCoverage.coverageType = coverageType.ITAC;
 
             // Act
-            await updateClientSpecificFieldsForClaimRegistration(payload);
+            await updateClientSpecificFieldsForClaimRegistration(payload, mockStore.order);
 
             // Assert
             expect(payload.additionalInfo).toBeUndefined();