diff --git a/src/layouts/welcome-page/welcome-page.spec.js b/src/layouts/welcome-page/welcome-page.spec.js
index ae934705..2b858cec 100644
--- a/src/layouts/welcome-page/welcome-page.spec.js
+++ b/src/layouts/welcome-page/welcome-page.spec.js
@@ -62,13 +62,21 @@ describe("navigation", () => {
         ];
 
         const { wrapper } = setupMocks({
-            policies: [{}]
+            policies: [{
+                vehicles: [
+                    {
+                        vin: "TEST_VIN"
+                    },
+                    {
+                        vin: "TEST_VIN2"
+                    }
+                ]
+            }]
         });
 
         await wrapper.setData({
             isCoverageEnabled: true,
-            vehiclesCount: 2,
-            vehiclesFound: mockvehicles,
+            zipCodeMatch: true,
         });
         
         useMainStore().order.policy.policyNumber = "p_0001";
@@ -97,6 +105,7 @@ describe("navigation", () => {
             isCoverageEnabled: true,
             vehiclesCount: 0,
             vehiclesFound: null,
+            zipCodeMatch: true,
         });
         
         useMainStore().order.policy.policyNumber = "p_0001";
@@ -116,11 +125,11 @@ describe("navigation", () => {
     test("if policy is not found, navigate to policy-holder-details page", async () => {         
         // Arrange
         const { wrapper } = setupMocks({
-            policies: undefined
+            policies: null
         });
 
         await wrapper.setData({
-            isCoverageEnabled : true,
+            isCoverageEnabled: true,
         });
         
         useMainStore().order.policy.policyNumber = "p_0001";
@@ -128,7 +137,7 @@ describe("navigation", () => {
         useMainStore().order.accountNumber = "00000";
 
         // Act
-        await wrapper.vm.forwardButtonAction();
+        await wrapper.vm.navigateForward();
 
         // Assert
         expect(wrapper.vm.$router.navigate).toHaveBeenCalledWith(
@@ -136,6 +145,31 @@ describe("navigation", () => {
             undefined
         );
     });
+    test("if zip code entered does not match zip on policy, navigate to policy-holder-details page", async () => {         
+        // Arrange
+        const { wrapper } = setupMocks({
+            policies: [{}]
+        });
+
+        await wrapper.setData({
+            isCoverageEnabled: true,
+            zipCodeMatch: false,
+        });
+        
+        useMainStore().order.policy.policyNumber = "p_0001";
+        useMainStore().order.policy.dateOfLoss = "2022-01-28";
+        useMainStore().order.accountNumber = "00000";
+
+        // Act
+        await wrapper.vm.navigateForward();
+
+        // Assert
+        expect(wrapper.vm.$router.navigate).toHaveBeenCalledWith(
+            navigationScenarios.CLICKED_FORWARD_WITH_NO_POLICY,
+            undefined
+        );
+    });
+    
 });
 
 function setupMocks({
@@ -143,15 +177,20 @@ function setupMocks({
     pageFooterWidgetCmsContent = {},
     mountOptionsMockData = {},
     policies = [],
-    lookupPolicyResponse
+    getCoveragePolicyInfoResponse
 }) {
     useMainStore().getCoveragePolicyInfo = jest.fn().mockImplementation(() => {
         return Promise.resolve({
-            data: lookupPolicyResponse
-            ? lookupPolicyResponse
+            data: getCoveragePolicyInfoResponse
+            ? getCoveragePolicyInfoResponse
             : {
                 policies: [
                     {
+                        insureds: [
+                            {
+                                customerId: "TEST_ID"
+                            },
+                        ],
                         vehicles: [
                             {
                                 vin: "TEST_VIN"
diff --git a/src/layouts/welcome-page/welcome-page.vue b/src/layouts/welcome-page/welcome-page.vue
index 07f06fcb..9af3d612 100644
--- a/src/layouts/welcome-page/welcome-page.vue
+++ b/src/layouts/welcome-page/welcome-page.vue
@@ -205,6 +205,7 @@ export default {
         return {
             welcomePageModel: this.getWelcomePageModelFromStore(),
             vehiclesFound: [],
+            zipCodeMatch: false,
         };
     },
     setup() {
@@ -259,13 +260,18 @@ export default {
                 const policyLookupResultMap = await settleAllPromises(promisePolicyLookupResultMap);
                 const policyInfo = policyLookupResultMap.policyLookupResponse;
                 
-                // if policy lookup fails, move the user forward
+                // if policy lookup fails, navigate to policy-holder-details page
                 if (!policyInfo) {
                     this.navigateForward();
                 }
                 
                 const policy = policyInfo.policies?.[0];
-                if (policy) {
+                // get the first 5 digits of the policy zip code
+                const policyZip = (policy.insureds?.[0]?.zipCode).slice(0, 5);
+                // check if policy zip enters matches zip on policy
+                this.zipCodeMatch = policyZip == this.welcomePageModel.policyZipCode;
+
+                if (policy && this.zipCodeMatch) {
                     //populate policy holder details from policy lookup
                     this.mainStore.order.customer.address.streetAddress = policy.insureds?.[0]?.address;
                     this.mainStore.order.customer.address.city = policy.insureds?.[0]?.city;
@@ -277,14 +283,29 @@ export default {
                     //populate vehicles   
                     this.vehiclesFound = policy.vehicles;
                 }
-                return this.navigateForward(policy);
+                return this.navigateForward(policy, this.zipCodeMatch);
             }
             return this.navigateForward();
         },
 
-        navigateForward(policy) {
+        navigateForward(policy, zipCodeMatch) {
+            // if policy lookup is unsuccessful, navigate to policy-holder-details page
+            if (!policy || !zipCodeMatch) {
+                this.$router.navigate(
+                    this.navigationScenarios.CLICKED_FORWARD_WITH_NO_POLICY,
+                    this.$route
+                );
+            }
+            // if policy lookup is successful, but no vehicles are associated with the policy
+            // navigate to vehicle-selection page (manual entry)
+            else if (policy && zipCodeMatch && !this.vehiclesFound) {
+                this.$router.navigate(
+                    this.navigationScenarios.CLICKED_FORWARD_WITH_POLICY_AND_NO_VEHICLES,
+                    this.$route
+                );
+            }
             // if policy lookup is successful and vehicles are found, navigate to policy-vehicles page
-            if (policy && this.vehiclesFound) {
+            else if (policy && zipCodeMatch && this.vehiclesFound) {
                 this.$router.navigate(
                     this.navigationScenarios.CLICKED_FORWARD_WITH_POLICY_AND_VEHICLES,
                     this.$route, 
@@ -293,21 +314,6 @@ export default {
                     this.vehiclesFound
                 );
             }
-            // if policy lookup is successful, but no vehicles are associated with the policy
-            // navigate to vehicle-selection page (manual entry)
-            else if (policy && !this.vehiclesFound) {
-                this.$router.navigate(
-                    this.navigationScenarios.CLICKED_FORWARD_WITH_POLICY_AND_NO_VEHICLES,
-                    this.$route
-                );
-            }
-            // if policy lookup is unsuccessful, navigate to policy-holder-details page
-            else {
-                this.$router.navigate(
-                    this.navigationScenarios.CLICKED_FORWARD_WITH_NO_POLICY,
-                    this.$route
-                );
-            }
         },
         
         getWelcomePageModelFromStore() {