diff --git a/src/layouts/service-location/service-location.vue b/src/layouts/service-location/service-location.vue
index 89b3320fd..8b76a5e78 100644
--- a/src/layouts/service-location/service-location.vue
+++ b/src/layouts/service-location/service-location.vue
@@ -139,7 +139,7 @@ import {
     getShopProviderData,
 } from "@/layouts/service-location/helpers/service-location-helper/service-location-helper";
 import { navigateToHeritageFunnel } from "@/helpers/heritage-integration/navigation-helper";
-
+import { applicationConfig } from "@/constants/application-config";
 import { Provider } from "@/layouts/service-location/classes/provider";
 
 import store from "@/store";
@@ -350,17 +350,26 @@ export default {
     methods: {
         arePagePrerequisitesValid() {
             // insurance drops the recycle fee on replace orders so it won't be in supportingItems
-            if (store.getters.payment.isInsurance && !store.getters.order.damage.isRepair) {
-                return (
-                    store.getters.order.serviceLocation.zipCode !== null &&
-                    store.getters.payment.isInsurance !== null
-                );
+            if (store.getters.payment.isInsurance) {
+                if (
+                    store.getters.payment.parentAccountNumber !==
+                        applicationConfig.CASH_PARENT_ACCOUNT_NUMBER &&
+                    store.getters.order.policy.policyNumber &&
+                    store.getters.order.serviceLocation.zipCode
+                ) {
+                    return true;
+                } else {
+                    return false;
+                }
             } else {
-                return (
-                    store.getters.lineItems.supportingItems !== null &&
-                    store.getters.order.serviceLocation.zipCode !== null &&
-                    store.getters.payment.isInsurance !== null
-                );
+                if (
+                    store.getters.lineItems.supportingItems &&
+                    store.getters.order.serviceLocation.zipCode
+                ) {
+                    return true;
+                } else {
+                    return false;
+                }
             }
         },
         setData(zipCodeData, serviceabilityDetails, mobileFeePart, shopProviderData) {
diff --git a/src/store/index.js b/src/store/index.js
index 4c0766448..5ffcf5b41 100644
--- a/src/store/index.js
+++ b/src/store/index.js
@@ -1383,7 +1383,9 @@ export const actions = {
     getMobileFeePart(context, { pageNameToLog }) {
         const damageType = context.getters.damage.isRepair ? "Repair" : "Replace";
         const parentAccountNumber = context.getters.payment.parentAccountNumber;
-        const billToAccountNumber = context.getters.payment.billToAccountNumber;
+        const billToAccountNumber = context.getters.payment.billToAccountNumber
+            ? context.getters.payment.billToAccountNumber
+            : applicationConfig.CASH_DEFAULT_BILL_TO_ACCOUNT_NUMBER;
 
         return globalMethods.callHttpClient({
             method: endpoints.GetMobileFeePart.method,