diff --git a/src/layouts/payment-method/payment-method.vue b/src/layouts/payment-method/payment-method.vue
index 32a6185a7..2bc25609e 100644
--- a/src/layouts/payment-method/payment-method.vue
+++ b/src/layouts/payment-method/payment-method.vue
@@ -22,6 +22,7 @@
                     <hr class="my-0" />
 
                     <cart
+                        ref="cart"
                         :damage="damageInfo"
                         :availableVaps="availableVaps"
                         :allowItemRemoval="true"
@@ -46,12 +47,12 @@
                     </div>
 
                     <paymentMethodQuestion
-                        v-if="!isPiaDisabled"
+                        v-if="isPiaEnabled && totalAmountDue > 0.00"
                         v-model="paymentMethodInternalModel"
                         validationRules="option-required" />
 
                     <alert
-                        v-if="!isPiaDisabled"
+                        v-if="!isPiaEnabled && totalAmountDue > 0.00"
                         :isDismissible="false"
                         alertClass="alert-info"
                         cmsWidgetName="NoPiaDisclaimerWidget"
@@ -512,6 +513,7 @@ export default {
         hasSubmittedOrder() {
             return this.$store.getters.hasSubmittedOrder;
         },
+
     },
     computed: {
         damageInfo() {
@@ -571,18 +573,24 @@ export default {
                     return null;
             }
         },
-        isPiaDisabled() {
+        totalAmountDue() {
+            return baseMixin.methods.getAmountDue(this.lineItems)
+        },
+        isPiaEnabled() {
             const piaExperience = this.getSettingValue(experimentSettings.PIA_EXPERIENCE);
             const piaInsurance = this.getSettingValue(experimentSettings.PIA_INSURANCE);
 
             var isEnabled = false;
             if (this.isInsurance) {
-                isEnabled = piaInsurance === "true" && this.currentDeductible > 0;
+                return piaInsurance === "true";
             } else {
-                isEnabled = piaExperience === "PIA Optional" || piaExperience === "PIA Required";
+                return piaExperience === "PIA Optional" || piaExperience === "PIA Required";        
             }
+            // if (this.totalAmountDue > 0.00) {
 
-            return !isEnabled;
+            // }
+            
+            //return false;
         },
         paymentMethod() {
             if (this.isPiaDisabled) {
@@ -643,7 +651,7 @@ export default {
         },
     },
     components: {
-        funnelHeader,
+        funnelHeader,   
         navbar,
         funnelSubHeader,
         Form,