diff --git a/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.spec.js b/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.spec.js
index bfbade779..09647f4ca 100644
--- a/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.spec.js
+++ b/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.spec.js
@@ -243,4 +243,27 @@ describe("inshop-scheduling-card.vue", () => {
         expect(wrapper.find(".inshop-scheduling-card__body").isVisible()).toBe(false);
         wrapper.unmount();
     });
+
+    describe("isLoading prop", () => {
+        test("shows the skeleton loader and hides real content when isLoading is true", () => {
+            const wrapper = mountComponent({ isLoading: true });
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(true);
+            expect(wrapper.find(".inshop-scheduling-card__header").exists()).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("hides the skeleton loader and shows real content when isLoading is false", () => {
+            const wrapper = mountComponent({ isLoading: false });
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(false);
+            expect(wrapper.find(".inshop-scheduling-card__header").exists()).toBe(true);
+            wrapper.unmount();
+        });
+
+        test("defaults isLoading to false", () => {
+            const wrapper = mountComponent();
+            expect(wrapper.props("isLoading")).toBe(false);
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(false);
+            wrapper.unmount();
+        });
+    });
 });
diff --git a/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.vue b/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.vue
index 23638d9e0..a701ab54c 100644
--- a/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.vue
+++ b/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.vue
@@ -1,6 +1,9 @@
 <template>
     <div class="inshop-scheduling-card">
-        <div class="inshop-scheduling-card__panel">
+        <div v-if="isLoading" class="inshop-scheduling-card__panel">
+            <schedulingCardLoader />
+        </div>
+        <div v-else class="inshop-scheduling-card__panel">
             <button
                 type="button"
                 class="inshop-scheduling-card__header"
@@ -113,6 +116,7 @@ import {
     INSHOP_INITIAL_VISIBLE_TIME_SLOTS,
     mapInshopTimeSlotToDisplaySlot,
 } from "@/layouts/schedule/helpers/schedule-helper";
+import schedulingCardLoader from "@/layouts/scheduling/scheduling-card-loader/scheduling-card-loader";
 
 function toTitleCase(str) {
     if (!str) return "";
@@ -155,6 +159,10 @@ export default {
             type: String,
             default: "DropoffQuestionWidget",
         },
+        isLoading: {
+            type: Boolean,
+            default: false,
+        },
     },
     data() {
         return {
@@ -317,6 +325,9 @@ export default {
             });
         },
     },
+    components: {
+        schedulingCardLoader,
+    },
 };
 </script>
 
diff --git a/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.spec.js b/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.spec.js
index 6200deea3..c771b6e9a 100644
--- a/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.spec.js
+++ b/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.spec.js
@@ -167,4 +167,33 @@ describe("mobile-scheduling-card.vue", () => {
         expect(wrapper.find(".mobile-scheduling-card__body").isVisible()).toBe(true);
         wrapper.unmount();
     });
+
+    describe("isLoading prop", () => {
+        test("shows the skeleton loader and hides real content when isLoading is true", () => {
+            const wrapper = mountComponent({ isLoading: true });
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(true);
+            expect(wrapper.find(".mobile-scheduling-card__header").exists()).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("hides the skeleton loader and shows real content when isLoading is false", () => {
+            const wrapper = mountComponent({ isLoading: false });
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(false);
+            expect(wrapper.find(".mobile-scheduling-card__header").exists()).toBe(true);
+            wrapper.unmount();
+        });
+
+        test("hides the free flag when isLoading is true even if showFreeFlag is true", () => {
+            const wrapper = mountComponent({ isLoading: true, showFreeFlag: true });
+            expect(wrapper.find(".mobile-scheduling-card__free-flag").exists()).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("defaults isLoading to false", () => {
+            const wrapper = mountComponent();
+            expect(wrapper.props("isLoading")).toBe(false);
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(false);
+            wrapper.unmount();
+        });
+    });
 });
diff --git a/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.vue b/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.vue
index 757d4dfb2..51ac7a8c5 100644
--- a/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.vue
+++ b/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.vue
@@ -1,6 +1,6 @@
 <template>
     <div class="mobile-scheduling-card">
-        <div v-if="showFreeFlag" class="mobile-scheduling-card__free-flag">
+        <div v-if="showFreeFlag && !isLoading" class="mobile-scheduling-card__free-flag">
             <img
                 class="mobile-scheduling-card__free-flag-icon"
                 src="@/assets/img/party.svg"
@@ -8,7 +8,11 @@
                 aria-hidden="true" />
             <span class="mobile-scheduling-card__free-flag-text">{{ freeFlagText }}</span>
         </div>
+        <div v-if="isLoading" class="mobile-scheduling-card__panel">
+            <schedulingCardLoader />
+        </div>
         <div
+            v-else
             class="mobile-scheduling-card__panel"
             :class="{ 'mobile-scheduling-card__panel--with-free-flag': showFreeFlag }">
             <button
@@ -86,7 +90,7 @@
 <script>
 import { PREMIUM_TIME_SLOT_ID_FLAG, AppointmentTypeStrings } from "@/constants/schedule-constants";
 import { militaryToTwelveHourTime } from "@/layouts/schedule/helpers/schedule-helper";
-
+import schedulingCardLoader from "@/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.vue";
 export default {
     name: "mobile-scheduling-card",
     emits: ["update:modelValue", "zip-code-clicked"],
@@ -123,6 +127,10 @@ export default {
             type: String,
             default: "MobileCardWidget",
         },
+        isLoading: {
+            type: Boolean,
+            default: false,
+        },
     },
     data() {
         return {
@@ -228,6 +236,9 @@ export default {
             return routeCode + PREMIUM_TIME_SLOT_ID_FLAG;
         },
     },
+    components: {
+        schedulingCardLoader,
+    },
 };
 </script>
 
diff --git a/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.spec.js b/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.spec.js
new file mode 100644
index 000000000..2af43dcb3
--- /dev/null
+++ b/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.spec.js
@@ -0,0 +1,25 @@
+import { shallowMount } from "@vue/test-utils";
+import schedulingCardLoader from "./scheduling-card-loader";
+
+describe("scheduling-card-loader.vue", () => {
+    test("renders the loader container with aria-hidden", () => {
+        const wrapper = shallowMount(schedulingCardLoader);
+        expect(wrapper.find(".scheduling-card-loader").exists()).toBe(true);
+        expect(wrapper.find(".scheduling-card-loader").attributes("aria-hidden")).toBe("true");
+        wrapper.unmount();
+    });
+
+    test("renders exactly two skeleton rows", () => {
+        const wrapper = shallowMount(schedulingCardLoader);
+        expect(wrapper.findAll(".scheduling-card-loader__row").length).toBe(2);
+        wrapper.unmount();
+    });
+
+    test("each row contains a wide shimmer bar", () => {
+        const wrapper = shallowMount(schedulingCardLoader);
+        wrapper.findAll(".scheduling-card-loader__row").forEach((row) => {
+            expect(row.find(".scheduling-card-loader__bar--wide").exists()).toBe(true);
+        });
+        wrapper.unmount();
+    });
+});
diff --git a/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.vue b/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.vue
new file mode 100644
index 000000000..4fd506730
--- /dev/null
+++ b/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.vue
@@ -0,0 +1,51 @@
+<template>
+    <div class="scheduling-card-loader" aria-hidden="true">
+        <div class="scheduling-card-loader__row">
+            <span class="scheduling-card-loader__bar scheduling-card-loader__bar--wide"></span>
+        </div>
+        <div class="scheduling-card-loader__row">
+            <span class="scheduling-card-loader__bar scheduling-card-loader__bar--wide"></span>
+        </div>
+    </div>
+</template>
+
+<script>
+export default {
+    name: "scheduling-card-loader",
+};
+</script>
+
+<style lang="scss" scoped>
+.scheduling-card-loader {
+    display: flex;
+    flex-direction: column;
+    gap: 12px;
+
+    &__row {
+        display: flex;
+        align-items: center;
+        gap: 16px;
+    }
+
+    &__bar {
+        height: 20px;
+        border-radius: 4px;
+        background: linear-gradient(90deg, $gray-200 25%, $gray-100 50%, $gray-200 75%);
+        background-size: 200% 100%;
+        animation: scheduling-card-shimmer 1.5s ease-in-out infinite;
+
+        &--wide {
+            flex: 1;
+        }
+    }
+}
+
+@keyframes scheduling-card-shimmer {
+    0% {
+        background-position: 200% 0;
+    }
+    100% {
+        background-position: -200% 0;
+    }
+}
+</style>
diff --git a/src/layouts/scheduling/scheduling.spec.js b/src/layouts/scheduling/scheduling.spec.js
new file mode 100644
index 000000000..a7a97a3a2
--- /dev/null
+++ b/src/layouts/scheduling/scheduling.spec.js
@@ -0,0 +1,110 @@
+import { shallowMount } from "@vue/test-utils";
+import scheduling from "./scheduling";
+import { getMountOptions } from "@/helpers/unit-test-helper.js";
+import { settleAllPromises } from "@/helpers/layout-helper";
+
+jest.mock("@/store", () => ({
+    dispatch: jest.fn().mockResolvedValue(null),
+    getters: {
+        order: {
+            serviceLocation: { zipCode: "43235", appointmentType: null },
+            payment: { isInsurance: false, insuranceCoverage: { isVerified: false } },
+            referralNumber: "",
+            damage: { isRepair: false },
+            lineItems: { glassParts: [] },
+            policy: { isItac: false, isNoComp: false },
+        },
+    },
+}));
+
+jest.mock("@/helpers/layout-helper", () => ({
+    settleAllPromises: jest.fn().mockResolvedValue({}),
+}));
+
+jest.mock("@/helpers/cms-content-helper", () => ({
+    fetchCmsContentForPage: jest.fn().mockResolvedValue({}),
+}));
+
+jest.mock("@/helpers/heritage-integration/navigation-helper", () => ({
+    navigateToHeritageFunnel: jest.fn(),
+}));
+
+jest.mock("@/helpers/debug-log-helper", () => ({
+    debugLog: jest.fn(),
+}));
+
+jest.mock("@/helpers/page-prerequisites-helper.js", () => ({
+    flushPagePrereqsLogs: jest.fn(),
+    hasServiceZipInfo: jest.fn(() => true),
+    hasGlassPartsOrRepairInfo: jest.fn(() => true),
+    hasInsuranceInfo: jest.fn(() => true),
+}));
+
+function setupMocks() {
+    const baseMixin = {
+        methods: {
+            getCmsContent: jest.fn(() => ""),
+            setCmsContent: jest.fn(),
+            getTotalLineItemPrice: jest.fn(() => 0),
+        },
+    };
+    const mountOptions = getMountOptions({
+        route: { name: "scheduling" },
+        router: {
+            navigate: jest.fn(),
+            navigateWithSaving: jest.fn(),
+            navigateWithoutSaving: jest.fn(),
+        },
+    });
+    mountOptions.global.mixins = [baseMixin];
+    const wrapper = shallowMount(scheduling, mountOptions);
+    return { wrapper };
+}
+
+describe("scheduling.vue", () => {
+    describe("intercept overlay", () => {
+        test("does not render interceptOverlay when isLoadingDates is false", () => {
+            const { wrapper } = setupMocks();
+            expect(wrapper.find("intercept-overlay-stub").exists()).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("renders interceptOverlay when isLoadingDates is true", async () => {
+            const { wrapper } = setupMocks();
+            await wrapper.setData({ isLoadingDates: true });
+            expect(wrapper.find("intercept-overlay-stub").exists()).toBe(true);
+            wrapper.unmount();
+        });
+    });
+
+    describe("handleRequestMoreDates", () => {
+        test("sets isLoadingDates to true while fetching and false after resolving", async () => {
+            let resolve;
+            settleAllPromises.mockReturnValueOnce(
+                new Promise((r) => {
+                    resolve = r;
+                })
+            );
+
+            const { wrapper } = setupMocks();
+            const fetchPromise = wrapper.vm.handleRequestMoreDates();
+
+            expect(wrapper.vm.isLoadingDates).toBe(true);
+
+            resolve({});
+            await fetchPromise;
+
+            expect(wrapper.vm.isLoadingDates).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("completes without invoking loadingModal methods (stub has none)", async () => {
+            // The loadingModal stub rendered by shallowMount has no showModal/hideModal.
+            // If those calls were still in handleRequestMoreDates they would throw here.
+            settleAllPromises.mockResolvedValueOnce({});
+            const { wrapper } = setupMocks();
+            await expect(wrapper.vm.handleRequestMoreDates()).resolves.toBeUndefined();
+            wrapper.unmount();
+        });
+    });
+});
diff --git a/src/layouts/scheduling/scheduling.vue b/src/layouts/scheduling/scheduling.vue
index b889826c8..9b63dd88e 100644
--- a/src/layouts/scheduling/scheduling.vue
+++ b/src/layouts/scheduling/scheduling.vue
@@ -1,5 +1,6 @@
 <template>
     <Form @submit="onSubmit" @invalid-submit="onInvalidSubmit" ref="theForm">
+        <interceptOverlay v-if="isLoadingDates" />
         <loadingModal notFullScreen ref="loadingModal" />
         <funnelHeader cmsWidgetName="FunnelHeaderWidget" ref="funnelHeader" />
         <div class="container page-container-grouped-styles">
@@ -29,6 +30,7 @@
                         :zipCode="serviceZipCode"
                         :showFreeFlag="showMobileFreeFlag"
                         :radioGroupName="schedulingRadioGroupName"
+                        :isLoading="isLoadingDates"
                         @zip-code-clicked="onMobileZipCodeClicked" />
                     <inshopSchedulingCard
                         v-for="{ provider } in inShopProvidersAndTimeslots"
@@ -39,6 +41,7 @@
                         :provider="provider"
                         :timeSlots="getInshopTimeSlotsForSelectedDate(provider.providerNumber)"
                         :radioGroupName="schedulingRadioGroupName"
+                        :isLoading="isLoadingDates"
                         @address-clicked="onInshopAddressClicked(provider)" />
                     <navbar
                         cmsWidgetName="FunnelFooterWidget"
@@ -60,6 +63,7 @@ import datePicker from "@/layouts/scheduling/date-picker/date-picker";
 import mobileSchedulingCard from "@/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card";
 import inshopSchedulingCard from "@/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card";
 import loadingModal from "@/fmg-components/loading-modal/loading-modal.vue";
+import interceptOverlay from "@/ux-components/intercept-overlay/intercept-overlay";
 import store from "@/store";
 import { AppointmentTypeStrings, PREMIUM_FEE_PART_TYPE } from "@/constants/schedule-constants";
 import { fetchCmsContentForPage } from "@/helpers/cms-content-helper";
@@ -308,7 +312,6 @@ export default {
         },
         async handleRequestMoreDates() {
             this.isLoadingDates = true;
-            this.$refs.loadingModal.showModal();
 
             const newStartDate = toDateString(1, this.datePickerEndDate);
             const newEndDate = toDateString(SCHEDULE_FETCH_DAYS, this.datePickerEndDate);
@@ -351,7 +354,6 @@ export default {
 
             this.datePickerEndDate = newEndDate;
             this.isLoadingDates = false;
-            this.$refs.loadingModal.hideModal();
         },
         forwardButtonAction() {
             const appointmentType = store.getters.order.serviceLocation.appointmentType; // TODO: remove this once we have a proper appointment type
@@ -377,6 +379,7 @@ export default {
         mobileSchedulingCard,
         inshopSchedulingCard,
         loadingModal,
+        interceptOverlay,
     },
 };
 </script>
diff --git a/src/ux-components/intercept-overlay/intercept-overlay.spec.js b/src/ux-components/intercept-overlay/intercept-overlay.spec.js
new file mode 100644
index 000000000..f3854a47a
--- /dev/null
+++ b/src/ux-components/intercept-overlay/intercept-overlay.spec.js
@@ -0,0 +1,17 @@
+import { shallowMount } from "@vue/test-utils";
+import interceptOverlay from "./intercept-overlay";
+
+describe("intercept-overlay.vue", () => {
+    test("renders the overlay container with aria-hidden", () => {
+        const wrapper = shallowMount(interceptOverlay);
+        expect(wrapper.find(".intercept-overlay").exists()).toBe(true);
+        expect(wrapper.find(".intercept-overlay").attributes("aria-hidden")).toBe("true");
+        wrapper.unmount();
+    });
+
+    test("renders as a single root element with no visible content", () => {
+        const wrapper = shallowMount(interceptOverlay);
+        expect(wrapper.text()).toBe("");
+        wrapper.unmount();
+    });
+});
diff --git a/src/ux-components/intercept-overlay/intercept-overlay.vue b/src/ux-components/intercept-overlay/intercept-overlay.vue
new file mode 100644
index 000000000..1a101589a
--- /dev/null
+++ b/src/ux-components/intercept-overlay/intercept-overlay.vue
@@ -0,0 +1,21 @@
+<template>
+    <div class="intercept-overlay" aria-hidden="true"></div>
+</template>
+
+<script>
+export default {
+    name: "intercept-overlay",
+};
+</script>
+
+<style lang="scss" scoped>
+.intercept-overlay {
+    position: fixed;
+    top: 0;
+    left: 0;
+    right: 0;
+    bottom: 0;
+    z-index: 9999;
+    cursor: default;
+}
+</style>