diff --git a/src/helpers/heritage-integration/navigation-helper.js b/src/helpers/heritage-integration/navigation-helper.js
index 8fdfc40bb..bd2525ac2 100644
--- a/src/helpers/heritage-integration/navigation-helper.js
+++ b/src/helpers/heritage-integration/navigation-helper.js
@@ -123,17 +123,21 @@ async function getLatestPageForRedirection() {
     const scheduleComponent = await getLazyLoadedComponent(fmgPageValues.SCHEDULE);
 
     const skipVin = await skipVinLookup();
+    const isInsuranceUser = !!store.getters.order.payment.isInsurance;
 
     if (!vehicleDamageComponent.methods.arePagePrerequisitesValid()) {
         return fmgPageValues.VEHICLE;
     } else if (!estimateComponent.methods.arePagePrerequisitesValid()) {
         return fmgPageValues.VEHICLE_DAMAGE;
     } else {
-        if (scheduleComponent.methods.arePagePrerequisitesValid()) {
-            return fmgPageValues.SCHEDULE;
-        } else if (serviceLocationComponent.methods.arePagePrerequisitesValid()) {
-            return fmgPageValues.SERVICE_LOCATION;
-        } else if (quoteComponent.methods.arePagePrerequisitesValid()) {
+        if (isInsuranceUser) {
+            if (scheduleComponent.methods.arePagePrerequisitesValid()) {
+                return fmgPageValues.SCHEDULE;
+            } else if (serviceLocationComponent.methods.arePagePrerequisitesValid()) {
+                return fmgPageValues.SERVICE_LOCATION;
+            }
+        }
+        if (quoteComponent.methods.arePagePrerequisitesValid()) {
             return fmgPageValues.QUOTE;
         } else if (capabilityQuestionsComponent.methods.arePagePrerequisitesValid()) {
             return fmgPageValues.CAPABILITY_QUESTIONS;