diff --git a/src/layouts/vehicle/vehicle.vue b/src/layouts/vehicle/vehicle.vue
index df1929b23..56f966ac7 100644
--- a/src/layouts/vehicle/vehicle.vue
+++ b/src/layouts/vehicle/vehicle.vue
@@ -398,7 +398,7 @@ export default {
     },
     methods: {
         isDisabled(options) {
-            if (!options.length || store.getters.payment.insuranceCoverage.isVerified) {
+            if (!options.length || store.getters.payment?.insuranceCoverage?.isVerified) {
                 return true;
             } else {
                 return false;