diff --git a/src/constants/endpoints.js b/src/constants/endpoints.js
index 76077db76..9a105cc0f 100644
--- a/src/constants/endpoints.js
+++ b/src/constants/endpoints.js
@@ -208,6 +208,10 @@ const endpoints = {
         url: "/account/api/v1/account/bill-to-account-number",
         method: "GET",
     },
+    GetAccountDetails: {
+        url: "/account/api/v1/account/account-details",
+        method: "GET",
+    },
     ClosestApplicableShops: {
         url: "/location/api/v1/location/closest-applicable-shops",
         method: "GET",
diff --git a/src/constants/store-actions.js b/src/constants/store-actions.js
index a50ff4bb9..c9f78cb7b 100644
--- a/src/constants/store-actions.js
+++ b/src/constants/store-actions.js
@@ -55,6 +55,7 @@ const storeActions = {
     REVALIDATE_ORDER_PROMOS_AND_SAVE_SERVER_DATA: "revalidateOrderPromosAndSaveServerData",
     GET_INSURANCE_COMPANY_LIST: "getInsuranceCompanyList",
     GET_BILL_TO_ACCOUNT_NUMBER: "getBillToAccountNumber",
+    GET_ACCOUNT_DETAILS: "getAccountDetails",
     GET_RECAL_PARTS_AND_SAVE_TO_LINE_ITEMS: "getRecalPartsAndSaveToLineItems",
     GET_CLOSEST_APPLICABLE_SHOPS: "getClosestApplicableShops",
 
@@ -100,8 +101,7 @@ const storeActions = {
     SAVE_PAYMENT_METHOD_CHOICE: "savePaymentMethodChoice",
     SAVE_PARENT_ACCOUNT_NUMBER: "saveParentAccountNumber",
     SAVE_ACCOUNT_NAME: "saveAccountName",
-    SAVE_IS_CLAIM_AND_COVERAGE: "saveIsClaimAndCoverage",
-    SAVE_CAN_SCHEDULE_ONLINE: "saveCanScheduleOnline",
+    SAVE_INSURANCE_ACCOUNT_DETAILS: "saveInsuranceAccountDetails",
     SAVE_BILL_TO_ACCOUNT_NUMBER: "saveBillToAccountNumber",
     SAVE_SUPPORTING_ITEMS: "saveSupportingItems",
     SAVE_SUPPORTING_ITEMS_SUPPRESSING_STATE_RESETTING:
@@ -120,6 +120,7 @@ const storeActions = {
     SAVE_IS_OEM_GLASS_SELECTED: "saveIsOemGlassSelected",
     SAVE_IS_MSR_FEE_APPLICABLE: "saveIsMSRFeeApplicable",
     SAVE_IS_MSR_FEE_COVERED_BY_INSURANCE: "saveIsMSRFeeCoveredByInsurance",
+    SAVE_IS_NEW_INSURANCE_FLOW: "saveIsNewInsuranceFlow",
 
     CREATE_SUBMITTED_STATE: "createSubmittedState",
     RESET_SUBMITTED_STATE: "resetSubmittedState",
diff --git a/src/constants/store-mutations.js b/src/constants/store-mutations.js
index f95a397a0..d0efaf4e6 100644
--- a/src/constants/store-mutations.js
+++ b/src/constants/store-mutations.js
@@ -65,6 +65,7 @@ const storeMutations = {
     UPDATE_ACCOUNT_NAME: "updateAccountName",
     UPDATE_IS_CLAIM_AND_COVERAGE: "updateIsClaimAndCoverage",
     UPDATE_CAN_SCHEDULE_ONLINE: "updateCanScheduleOnline",
+    UPDATE_IS_MANAGED_ACCOUNT: "updateIsManagedAccount",
     UPDATE_BILL_TO_ACCT_NUMBER: "updateBillToAcctNumber",
     UPDATE_EON: "updateEON",
     UPDATE_IS_INSURANCE: "updateIsInsurance",
@@ -83,6 +84,7 @@ const storeMutations = {
     UPDATE_IS_OEM_GLASS_SELECTED: "updateIsOemGlassSelected",
     UPDATE_IS_MSR_FEE_APPLICABLE: "updateIsMSRFeeApplicable",
     UPDATE_IS_MSR_FEE_COVERED_BY_INSURANCE: "updateIsMSRFeeCoveredByInsurance",
+    UPDATE_IS_NEW_INSURANCE_FLOW: "updateIsNewInsuranceFlow",
     UPDATE_CASH_PRICE_SUBTOTAL: "updateCashPriceSubTotal",
 
     // EVENT BUS MUTATIONS
diff --git a/src/fmg-components/content-group-modal/content-group-modal.vue b/src/fmg-components/content-group-modal/content-group-modal.vue
index e4a5241c4..12b4acf32 100644
--- a/src/fmg-components/content-group-modal/content-group-modal.vue
+++ b/src/fmg-components/content-group-modal/content-group-modal.vue
@@ -14,6 +14,7 @@
                 class="my-4 caption modal-sub-body"
                 v-if="ModalSubBodyText"
                 v-html="ModalSubBodyText"></p>
+            <p class="my-4 caption" v-if="ModalFooter2Text" v-html="ModalFooter2Text"></p>
             <slot></slot>
         </div>
     </modal>
@@ -58,6 +59,9 @@ export default {
         ModalCloseButtonText() {
             return this.getCmsContent(this.cmsWidgetName, "FooterText");
         },
+        ModalFooter2Text() {
+            return this.getCmsContent(this.cmsWidgetName, "FooterText2");
+        },
     },
     methods: {
         openModal() {
diff --git a/src/layouts/coverage-statement/coverage-statement.vue b/src/layouts/coverage-statement/coverage-statement.vue
index 6dda6fdd2..c9d9d572c 100644
--- a/src/layouts/coverage-statement/coverage-statement.vue
+++ b/src/layouts/coverage-statement/coverage-statement.vue
@@ -87,6 +87,7 @@ import modal from "@/digital-components/modal/modal";
 import contentGroupModal from "@/fmg-components/content-group-modal/content-group-modal.vue";
 import textBlock from "@/digital-components/text-block/text-block.vue";
 import { debugLog } from "@/helpers/debug-log-helper";
+import { loadSessionIfPresent } from "@/helpers/heritage-integration/order-helper";
 export default {
     name: "coverage-statement",
     mixins: [],
@@ -186,6 +187,13 @@ export default {
             );
         },
         async forwardButtonAction() {
+            // The safelite api will often remove fees when switching cash to insurance.  Heritage does the same.
+            // The heritage flow triggers a load session when returning to pick up new parts to make sure we're in-sync.
+            // The new insurance flow needs to trigger a load session to pick up these same type of part changes.
+            if (store.getters.order.isNewInsuranceFlow) {
+                await loadSessionIfPresent(false, this.pageName);
+            }
+
             this.$router.navigateWithSaving(
                 this.navigationScenarios.CLICKED_FORWARD,
                 this.pageName
diff --git a/src/layouts/insurance-company/insurance-company.vue b/src/layouts/insurance-company/insurance-company.vue
index 81d90edf7..aac402ec0 100644
--- a/src/layouts/insurance-company/insurance-company.vue
+++ b/src/layouts/insurance-company/insurance-company.vue
@@ -122,6 +122,7 @@ export default {
                 accountName: this.accountNameFromStore(),
                 isClaimAndCoverage: this.isClaimAndCoverageFromStore(),
                 canScheduleOnline: this.canScheduleOnlineFromStore(),
+                isManagedAccount: this.isManagedAccountFromStore(),
             },
             originalList: [],
         };
@@ -156,6 +157,9 @@ export default {
         canScheduleOnlineFromStore() {
             return store.getters.order?.payment?.canScheduleOnline;
         },
+        isManagedAccountFromStore() {
+            return store.getters.order?.payment?.isManagedAccount;
+        },
         arePagePrerequisitesValid() {
             return store.getters.order.payment.isInsurance === true;
         },
@@ -192,15 +196,24 @@ export default {
                 false
             );
 
-            await this.dispatchStoreAction(
-                this.storeActions.SAVE_IS_CLAIM_AND_COVERAGE,
-                this.selectedAccount.isClaimAndCoverage,
+            // Fetch the latest account details for the selected parent account so that
+            // routing and the saved values below reflect the current source of truth.
+            const accountDetails = await baseMixin.methods.dispatchStoreActionWithLogging(
+                storeActions.GET_ACCOUNT_DETAILS,
+                { parentAccountNumber: this.selectedAccount.parentAccountNumber },
+                "insurance-company",
                 false
             );
 
+            this.selectedAccount.isManagedAccount = accountDetails.isManagedAccount;
+
             await this.dispatchStoreAction(
-                this.storeActions.SAVE_CAN_SCHEDULE_ONLINE,
-                this.selectedAccount.canScheduleOnline,
+                this.storeActions.SAVE_INSURANCE_ACCOUNT_DETAILS,
+                {
+                    isClaimAndCoverage: this.selectedAccount.isClaimAndCoverage,
+                    canScheduleOnline: this.selectedAccount.canScheduleOnline,
+                    isManagedAccount: this.selectedAccount.isManagedAccount,
+                },
                 false
             );
 
@@ -236,6 +249,11 @@ export default {
                 debugLog(
                     `--- ${this.selectedAccount.parentAccountNumber} C&C experiment active for this parent account number, sending to vue app Policy Info page ---`
                 );
+                baseMixin.methods.dispatchStoreAction(
+                    storeActions.SAVE_IS_NEW_INSURANCE_FLOW,
+                    true,
+                    false
+                );
                 this.$router.navigateWithSaving(
                     this.navigationScenarios.CLICKED_FORWARD_POLICY_INFO,
                     this.pageName
@@ -248,6 +266,11 @@ export default {
                 debugLog(
                     `--- ${this.selectedAccount.parentAccountNumber} C&C experiment setting is false, but is a C&C client, sending to heritage ---`
                 );
+                baseMixin.methods.dispatchStoreAction(
+                    storeActions.SAVE_IS_NEW_INSURANCE_FLOW,
+                    false,
+                    false
+                );
                 navigateToHeritageFunnel({
                     shouldSaveSession: true,
                     pageNameToLog: this.pageName,
@@ -265,6 +288,11 @@ export default {
                 debugLog(
                     `--- ${this.selectedAccount.parentAccountNumber} Non integrated experiment setting is true, sending to vue app Insurance Details page ---`
                 );
+                baseMixin.methods.dispatchStoreAction(
+                    storeActions.SAVE_IS_NEW_INSURANCE_FLOW,
+                    true,
+                    false
+                );
                 this.$router.navigateWithSaving(
                     this.navigationScenarios.CLICKED_FORWARD_NON_CLAIM_AND_COVERAGE,
                     this.pageName
@@ -290,6 +318,11 @@ export default {
                 debugLog(
                     `--- ${this.selectedAccount.parentAccountNumber} Non integrated experiment setting is false, but a parent account is NON_CLAIM_AND_COVERAGE_TEST_PARENT_ACCOUNT experiment contains a specific parent account number, sending to vue app Insurance Details page ---`
                 );
+                baseMixin.methods.dispatchStoreAction(
+                    storeActions.SAVE_IS_NEW_INSURANCE_FLOW,
+                    true,
+                    false
+                );
                 this.$router.navigateWithSaving(
                     this.navigationScenarios.CLICKED_FORWARD_NON_CLAIM_AND_COVERAGE,
                     this.pageName
@@ -297,6 +330,11 @@ export default {
                 return;
             }
 
+            baseMixin.methods.dispatchStoreAction(
+                storeActions.SAVE_IS_NEW_INSURANCE_FLOW,
+                false,
+                false
+            );
             navigateToHeritageFunnel({
                 shouldSaveSession: true,
                 pageNameToLog: "insurance-company",
diff --git a/src/layouts/insurance-details/insurance-details.vue b/src/layouts/insurance-details/insurance-details.vue
index 72978f784..6414d33de 100644
--- a/src/layouts/insurance-details/insurance-details.vue
+++ b/src/layouts/insurance-details/insurance-details.vue
@@ -57,7 +57,7 @@
                         :questionText="damageTypesQuestionText"
                         class="mb-4"
                         v-model="damageCause"
-                        cmsWidgetName="DamageTypesWidget"
+                        :cmsWidgetName="damageTypesWidgetName"
                         customDropdownId="damageTypes"
                         :options="damageTypesOptions"
                         :valueAsKey="true"
@@ -183,6 +183,7 @@ export default {
             policyZip: this.getPolicyZipFromStore(),
             claimNumber: this.getClaimNumberFromStore(),
             showSaveProgressModal: null,
+            isManagedAccount: this.getIsManagedAccountFromStore(),
         };
     },
     components: {
@@ -249,13 +250,22 @@ export default {
         stateOptions() {
             return stateOptionsInternational;
         },
+        damageTypesWidgetName() {
+            return this.isManagedAccount ? "DamageTypesWidget" : "UnmanagedDamageTypesWidget";
+        },
         damageCauseQuestionText() {
-            return this.getCmsContent("DamageTypesWidget", "QuestionText");
+            if (this.isManagedAccount) {
+                return this.getCmsContent("DamageTypesWidget", "QuestionText");
+            } else {
+                return this.getCmsContent("UnmanagedDamageTypesWidget", "QuestionText");
+            }
         },
         damageTypesOptions() {
             const options = {};
 
-            const answers = this.getCmsContent("DamageTypesWidget", "Answers");
+            const answers = this.isManagedAccount
+                ? this.getCmsContent("DamageTypesWidget", "Answers")
+                : this.getCmsContent("UnmanagedDamageTypesWidget", "Answers");
             if (!Array.isArray(answers)) {
                 return options;
             }
@@ -267,6 +277,9 @@ export default {
         },
     },
     methods: {
+        getIsManagedAccountFromStore() {
+            return store.getters.order?.payment?.isManagedAccount ?? false;
+        },
         getInsuranceCompanyNameFromStore() {
             return store.getters.order.policy.insuranceCompanyName;
         },
diff --git a/src/layouts/quote/quote.vue b/src/layouts/quote/quote.vue
index 206ff2050..7c06d9ea4 100644
--- a/src/layouts/quote/quote.vue
+++ b/src/layouts/quote/quote.vue
@@ -777,6 +777,12 @@ export default {
             }
         },
         async forwardButtonAction() {
+            baseMixin.methods.dispatchStoreAction(
+                storeActions.SAVE_IS_NEW_INSURANCE_FLOW,
+                false,
+                false
+            );
+
             this.dispatchStoreAction(
                 this.storeActions.SAVE_PAYMENT_TYPE,
                 this.isInsuranceSelected,
@@ -795,12 +801,15 @@ export default {
                     false
                 );
                 this.dispatchStoreAction(
-                    this.storeActions.SAVE_IS_CLAIM_AND_COVERAGE,
-                    false,
+                    this.storeActions.SAVE_INSURANCE_ACCOUNT_DETAILS,
+                    {
+                        isClaimAndCoverage: false,
+                        canScheduleOnline: false,
+                        isManagedAccount: false,
+                    },
                     false
                 );
                 this.dispatchStoreAction(this.storeActions.RESET_INSURANCE_DETAILS, false, false);
-                this.dispatchStoreAction(this.storeActions.SAVE_CAN_SCHEDULE_ONLINE, false, false);
                 this.dispatchStoreAction(this.storeActions.SAVE_ACCOUNT_NAME, null, false);
             } else {
                 baseMixin.methods.dispatchStoreAction(
diff --git a/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.spec.js b/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.spec.js
index bfbade779..09647f4ca 100644
--- a/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.spec.js
+++ b/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.spec.js
@@ -243,4 +243,27 @@ describe("inshop-scheduling-card.vue", () => {
         expect(wrapper.find(".inshop-scheduling-card__body").isVisible()).toBe(false);
         wrapper.unmount();
     });
+
+    describe("isLoading prop", () => {
+        test("shows the skeleton loader and hides real content when isLoading is true", () => {
+            const wrapper = mountComponent({ isLoading: true });
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(true);
+            expect(wrapper.find(".inshop-scheduling-card__header").exists()).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("hides the skeleton loader and shows real content when isLoading is false", () => {
+            const wrapper = mountComponent({ isLoading: false });
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(false);
+            expect(wrapper.find(".inshop-scheduling-card__header").exists()).toBe(true);
+            wrapper.unmount();
+        });
+
+        test("defaults isLoading to false", () => {
+            const wrapper = mountComponent();
+            expect(wrapper.props("isLoading")).toBe(false);
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(false);
+            wrapper.unmount();
+        });
+    });
 });
diff --git a/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.vue b/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.vue
index 23638d9e0..a701ab54c 100644
--- a/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.vue
+++ b/src/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card.vue
@@ -1,6 +1,9 @@
 <template>
     <div class="inshop-scheduling-card">
-        <div class="inshop-scheduling-card__panel">
+        <div v-if="isLoading" class="inshop-scheduling-card__panel">
+            <schedulingCardLoader />
+        </div>
+        <div v-else class="inshop-scheduling-card__panel">
             <button
                 type="button"
                 class="inshop-scheduling-card__header"
@@ -113,6 +116,7 @@ import {
     INSHOP_INITIAL_VISIBLE_TIME_SLOTS,
     mapInshopTimeSlotToDisplaySlot,
 } from "@/layouts/schedule/helpers/schedule-helper";
+import schedulingCardLoader from "@/layouts/scheduling/scheduling-card-loader/scheduling-card-loader";
 
 function toTitleCase(str) {
     if (!str) return "";
@@ -155,6 +159,10 @@ export default {
             type: String,
             default: "DropoffQuestionWidget",
         },
+        isLoading: {
+            type: Boolean,
+            default: false,
+        },
     },
     data() {
         return {
@@ -317,6 +325,9 @@ export default {
             });
         },
     },
+    components: {
+        schedulingCardLoader,
+    },
 };
 </script>
 
diff --git a/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.spec.js b/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.spec.js
index 6200deea3..c771b6e9a 100644
--- a/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.spec.js
+++ b/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.spec.js
@@ -167,4 +167,33 @@ describe("mobile-scheduling-card.vue", () => {
         expect(wrapper.find(".mobile-scheduling-card__body").isVisible()).toBe(true);
         wrapper.unmount();
     });
+
+    describe("isLoading prop", () => {
+        test("shows the skeleton loader and hides real content when isLoading is true", () => {
+            const wrapper = mountComponent({ isLoading: true });
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(true);
+            expect(wrapper.find(".mobile-scheduling-card__header").exists()).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("hides the skeleton loader and shows real content when isLoading is false", () => {
+            const wrapper = mountComponent({ isLoading: false });
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(false);
+            expect(wrapper.find(".mobile-scheduling-card__header").exists()).toBe(true);
+            wrapper.unmount();
+        });
+
+        test("hides the free flag when isLoading is true even if showFreeFlag is true", () => {
+            const wrapper = mountComponent({ isLoading: true, showFreeFlag: true });
+            expect(wrapper.find(".mobile-scheduling-card__free-flag").exists()).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("defaults isLoading to false", () => {
+            const wrapper = mountComponent();
+            expect(wrapper.props("isLoading")).toBe(false);
+            expect(wrapper.find("scheduling-card-loader-stub").exists()).toBe(false);
+            wrapper.unmount();
+        });
+    });
 });
diff --git a/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.vue b/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.vue
index 757d4dfb2..51ac7a8c5 100644
--- a/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.vue
+++ b/src/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card.vue
@@ -1,6 +1,6 @@
 <template>
     <div class="mobile-scheduling-card">
-        <div v-if="showFreeFlag" class="mobile-scheduling-card__free-flag">
+        <div v-if="showFreeFlag && !isLoading" class="mobile-scheduling-card__free-flag">
             <img
                 class="mobile-scheduling-card__free-flag-icon"
                 src="@/assets/img/party.svg"
@@ -8,7 +8,11 @@
                 aria-hidden="true" />
             <span class="mobile-scheduling-card__free-flag-text">{{ freeFlagText }}</span>
         </div>
+        <div v-if="isLoading" class="mobile-scheduling-card__panel">
+            <schedulingCardLoader />
+        </div>
         <div
+            v-else
             class="mobile-scheduling-card__panel"
             :class="{ 'mobile-scheduling-card__panel--with-free-flag': showFreeFlag }">
             <button
@@ -86,7 +90,7 @@
 <script>
 import { PREMIUM_TIME_SLOT_ID_FLAG, AppointmentTypeStrings } from "@/constants/schedule-constants";
 import { militaryToTwelveHourTime } from "@/layouts/schedule/helpers/schedule-helper";
-
+import schedulingCardLoader from "@/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.vue";
 export default {
     name: "mobile-scheduling-card",
     emits: ["update:modelValue", "zip-code-clicked"],
@@ -123,6 +127,10 @@ export default {
             type: String,
             default: "MobileCardWidget",
         },
+        isLoading: {
+            type: Boolean,
+            default: false,
+        },
     },
     data() {
         return {
@@ -228,6 +236,9 @@ export default {
             return routeCode + PREMIUM_TIME_SLOT_ID_FLAG;
         },
     },
+    components: {
+        schedulingCardLoader,
+    },
 };
 </script>
 
diff --git a/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.spec.js b/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.spec.js
new file mode 100644
index 000000000..2af43dcb3
--- /dev/null
+++ b/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.spec.js
@@ -0,0 +1,25 @@
+import { shallowMount } from "@vue/test-utils";
+import schedulingCardLoader from "./scheduling-card-loader";
+
+describe("scheduling-card-loader.vue", () => {
+    test("renders the loader container with aria-hidden", () => {
+        const wrapper = shallowMount(schedulingCardLoader);
+        expect(wrapper.find(".scheduling-card-loader").exists()).toBe(true);
+        expect(wrapper.find(".scheduling-card-loader").attributes("aria-hidden")).toBe("true");
+        wrapper.unmount();
+    });
+
+    test("renders exactly two skeleton rows", () => {
+        const wrapper = shallowMount(schedulingCardLoader);
+        expect(wrapper.findAll(".scheduling-card-loader__row").length).toBe(2);
+        wrapper.unmount();
+    });
+
+    test("each row contains a wide shimmer bar", () => {
+        const wrapper = shallowMount(schedulingCardLoader);
+        wrapper.findAll(".scheduling-card-loader__row").forEach((row) => {
+            expect(row.find(".scheduling-card-loader__bar--wide").exists()).toBe(true);
+        });
+        wrapper.unmount();
+    });
+});
diff --git a/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.vue b/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.vue
new file mode 100644
index 000000000..4fd506730
--- /dev/null
+++ b/src/layouts/scheduling/scheduling-card-loader/scheduling-card-loader.vue
@@ -0,0 +1,51 @@
+<template>
+    <div class="scheduling-card-loader" aria-hidden="true">
+        <div class="scheduling-card-loader__row">
+            <span class="scheduling-card-loader__bar scheduling-card-loader__bar--wide"></span>
+        </div>
+        <div class="scheduling-card-loader__row">
+            <span class="scheduling-card-loader__bar scheduling-card-loader__bar--wide"></span>
+        </div>
+    </div>
+</template>
+
+<script>
+export default {
+    name: "scheduling-card-loader",
+};
+</script>
+
+<style lang="scss" scoped>
+.scheduling-card-loader {
+    display: flex;
+    flex-direction: column;
+    gap: 12px;
+
+    &__row {
+        display: flex;
+        align-items: center;
+        gap: 16px;
+    }
+
+    &__bar {
+        height: 20px;
+        border-radius: 4px;
+        background: linear-gradient(90deg, $gray-200 25%, $gray-100 50%, $gray-200 75%);
+        background-size: 200% 100%;
+        animation: scheduling-card-shimmer 1.5s ease-in-out infinite;
+
+        &--wide {
+            flex: 1;
+        }
+    }
+}
+
+@keyframes scheduling-card-shimmer {
+    0% {
+        background-position: 200% 0;
+    }
+    100% {
+        background-position: -200% 0;
+    }
+}
+</style>
diff --git a/src/layouts/scheduling/scheduling.spec.js b/src/layouts/scheduling/scheduling.spec.js
new file mode 100644
index 000000000..a7a97a3a2
--- /dev/null
+++ b/src/layouts/scheduling/scheduling.spec.js
@@ -0,0 +1,110 @@
+import { shallowMount } from "@vue/test-utils";
+import scheduling from "./scheduling";
+import { getMountOptions } from "@/helpers/unit-test-helper.js";
+import { settleAllPromises } from "@/helpers/layout-helper";
+
+jest.mock("@/store", () => ({
+    dispatch: jest.fn().mockResolvedValue(null),
+    getters: {
+        order: {
+            serviceLocation: { zipCode: "43235", appointmentType: null },
+            payment: { isInsurance: false, insuranceCoverage: { isVerified: false } },
+            referralNumber: "",
+            damage: { isRepair: false },
+            lineItems: { glassParts: [] },
+            policy: { isItac: false, isNoComp: false },
+        },
+    },
+}));
+
+jest.mock("@/helpers/layout-helper", () => ({
+    settleAllPromises: jest.fn().mockResolvedValue({}),
+}));
+
+jest.mock("@/helpers/cms-content-helper", () => ({
+    fetchCmsContentForPage: jest.fn().mockResolvedValue({}),
+}));
+
+jest.mock("@/helpers/heritage-integration/navigation-helper", () => ({
+    navigateToHeritageFunnel: jest.fn(),
+}));
+
+jest.mock("@/helpers/debug-log-helper", () => ({
+    debugLog: jest.fn(),
+}));
+
+jest.mock("@/helpers/page-prerequisites-helper.js", () => ({
+    flushPagePrereqsLogs: jest.fn(),
+    hasServiceZipInfo: jest.fn(() => true),
+    hasGlassPartsOrRepairInfo: jest.fn(() => true),
+    hasInsuranceInfo: jest.fn(() => true),
+}));
+
+function setupMocks() {
+    const baseMixin = {
+        methods: {
+            getCmsContent: jest.fn(() => ""),
+            setCmsContent: jest.fn(),
+            getTotalLineItemPrice: jest.fn(() => 0),
+        },
+    };
+    const mountOptions = getMountOptions({
+        route: { name: "scheduling" },
+        router: {
+            navigate: jest.fn(),
+            navigateWithSaving: jest.fn(),
+            navigateWithoutSaving: jest.fn(),
+        },
+    });
+    mountOptions.global.mixins = [baseMixin];
+    const wrapper = shallowMount(scheduling, mountOptions);
+    return { wrapper };
+}
+
+describe("scheduling.vue", () => {
+    describe("intercept overlay", () => {
+        test("does not render interceptOverlay when isLoadingDates is false", () => {
+            const { wrapper } = setupMocks();
+            expect(wrapper.find("intercept-overlay-stub").exists()).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("renders interceptOverlay when isLoadingDates is true", async () => {
+            const { wrapper } = setupMocks();
+            await wrapper.setData({ isLoadingDates: true });
+            expect(wrapper.find("intercept-overlay-stub").exists()).toBe(true);
+            wrapper.unmount();
+        });
+    });
+
+    describe("handleRequestMoreDates", () => {
+        test("sets isLoadingDates to true while fetching and false after resolving", async () => {
+            let resolve;
+            settleAllPromises.mockReturnValueOnce(
+                new Promise((r) => {
+                    resolve = r;
+                })
+            );
+
+            const { wrapper } = setupMocks();
+            const fetchPromise = wrapper.vm.handleRequestMoreDates();
+
+            expect(wrapper.vm.isLoadingDates).toBe(true);
+
+            resolve({});
+            await fetchPromise;
+
+            expect(wrapper.vm.isLoadingDates).toBe(false);
+            wrapper.unmount();
+        });
+
+        test("completes without invoking loadingModal methods (stub has none)", async () => {
+            // The loadingModal stub rendered by shallowMount has no showModal/hideModal.
+            // If those calls were still in handleRequestMoreDates they would throw here.
+            settleAllPromises.mockResolvedValueOnce({});
+            const { wrapper } = setupMocks();
+            await expect(wrapper.vm.handleRequestMoreDates()).resolves.toBeUndefined();
+            wrapper.unmount();
+        });
+    });
+});
diff --git a/src/layouts/scheduling/scheduling.vue b/src/layouts/scheduling/scheduling.vue
index 7cca53596..9b63dd88e 100644
--- a/src/layouts/scheduling/scheduling.vue
+++ b/src/layouts/scheduling/scheduling.vue
@@ -1,5 +1,6 @@
 <template>
     <Form @submit="onSubmit" @invalid-submit="onInvalidSubmit" ref="theForm">
+        <interceptOverlay v-if="isLoadingDates" />
         <loadingModal notFullScreen ref="loadingModal" />
         <funnelHeader cmsWidgetName="FunnelHeaderWidget" ref="funnelHeader" />
         <div class="container page-container-grouped-styles">
@@ -29,6 +30,7 @@
                         :zipCode="serviceZipCode"
                         :showFreeFlag="showMobileFreeFlag"
                         :radioGroupName="schedulingRadioGroupName"
+                        :isLoading="isLoadingDates"
                         @zip-code-clicked="onMobileZipCodeClicked" />
                     <inshopSchedulingCard
                         v-for="{ provider } in inShopProvidersAndTimeslots"
@@ -39,6 +41,7 @@
                         :provider="provider"
                         :timeSlots="getInshopTimeSlotsForSelectedDate(provider.providerNumber)"
                         :radioGroupName="schedulingRadioGroupName"
+                        :isLoading="isLoadingDates"
                         @address-clicked="onInshopAddressClicked(provider)" />
                     <navbar
                         cmsWidgetName="FunnelFooterWidget"
@@ -60,6 +63,7 @@ import datePicker from "@/layouts/scheduling/date-picker/date-picker";
 import mobileSchedulingCard from "@/layouts/scheduling/mobile-scheduling-card/mobile-scheduling-card";
 import inshopSchedulingCard from "@/layouts/scheduling/inshop-scheduling-card/inshop-scheduling-card";
 import loadingModal from "@/fmg-components/loading-modal/loading-modal.vue";
+import interceptOverlay from "@/ux-components/intercept-overlay/intercept-overlay";
 import store from "@/store";
 import { AppointmentTypeStrings, PREMIUM_FEE_PART_TYPE } from "@/constants/schedule-constants";
 import { fetchCmsContentForPage } from "@/helpers/cms-content-helper";
@@ -88,6 +92,20 @@ function toDateString(offsetDays, base = new Date()) {
 const SCHEDULE_FETCH_DAYS = 15;
 const SCHEDULING_RADIO_GROUP_NAME = "schedulingTimeSlot";
 
+/**
+ * Appends days from newSlots into entry.timeSlots, initializing it if absent.
+ * @param {{ timeSlots: { days: any[] } | null }} entry
+ * @param {{ days: any[] } | null | undefined} newSlots
+ */
+function appendDays(entry, newSlots) {
+    if (!newSlots) return;
+    if (!entry.timeSlots) {
+        entry.timeSlots = newSlots;
+    } else {
+        entry.timeSlots.days = [...(entry.timeSlots.days ?? []), ...(newSlots.days ?? [])];
+    }
+}
+
 /**
  * Returns a promise for inshop time slots for a single provider.
  * @param {{ startDate: string, endDate: string, providerNumber: string, pageNameToLog: string }} params
@@ -294,7 +312,6 @@ export default {
         },
         async handleRequestMoreDates() {
             this.isLoadingDates = true;
-            this.$refs.loadingModal.showModal();
 
             const newStartDate = toDateString(1, this.datePickerEndDate);
             const newEndDate = toDateString(SCHEDULE_FETCH_DAYS, this.datePickerEndDate);
@@ -326,34 +343,17 @@ export default {
 
             const resultMap = await settleAllPromises(promiseResultMap);
 
+            // Provider order is fixed after beforeRouteEnter, so index keys are stable.
             this.inShopProvidersAndTimeslots.forEach((entry, index) => {
-                const newSlots = resultMap[`inshopTimeSlots_${index}`];
-                if (!newSlots) return;
-                if (!entry.timeSlots) {
-                    entry.timeSlots = newSlots;
-                } else {
-                    entry.timeSlots.days = [
-                        ...(entry.timeSlots.days ?? []),
-                        ...(newSlots.days ?? []),
-                    ];
-                }
+                appendDays(entry, resultMap[`inshopTimeSlots_${index}`]);
             });
 
-            if (this.mobileProviderAndTimeSlot && resultMap.mobileTimeSlots) {
-                const newSlots = resultMap.mobileTimeSlots;
-                if (!this.mobileProviderAndTimeSlot.timeSlots) {
-                    this.mobileProviderAndTimeSlot.timeSlots = newSlots;
-                } else {
-                    this.mobileProviderAndTimeSlot.timeSlots.days = [
-                        ...(this.mobileProviderAndTimeSlot.timeSlots.days ?? []),
-                        ...(newSlots.days ?? []),
-                    ];
-                }
+            if (this.mobileProviderAndTimeSlot) {
+                appendDays(this.mobileProviderAndTimeSlot, resultMap.mobileTimeSlots);
             }
 
             this.datePickerEndDate = newEndDate;
             this.isLoadingDates = false;
-            this.$refs.loadingModal.hideModal();
         },
         forwardButtonAction() {
             const appointmentType = store.getters.order.serviceLocation.appointmentType; // TODO: remove this once we have a proper appointment type
@@ -379,6 +379,7 @@ export default {
         mobileSchedulingCard,
         inshopSchedulingCard,
         loadingModal,
+        interceptOverlay,
     },
 };
 </script>
diff --git a/src/store/index.js b/src/store/index.js
index 73ea13114..48ac63181 100644
--- a/src/store/index.js
+++ b/src/store/index.js
@@ -154,6 +154,7 @@ const getDefaultState = () => {
                 accountName: null,
                 isClaimAndCoverage: false,
                 canScheduleOnline: false,
+                isManagedAccount: false,
                 billToAccountNumber: null,
                 isPia: null,
                 piaType: null,
@@ -213,6 +214,7 @@ const getDefaultState = () => {
             isRecalAcknowledgedForScheduling: "",
             isMSRFeeApplicable: false,
             isMSRFeeCoveredByInsurance: false,
+            isNewInsuranceFlow: false,
         },
         applicationUser: {
             eventBus: [],
@@ -386,6 +388,9 @@ export const mutations = {
     updateCanScheduleOnline(state, canScheduleOnline) {
         state.order.payment.canScheduleOnline = canScheduleOnline;
     },
+    updateIsManagedAccount(state, isManagedAccount) {
+        state.order.payment.isManagedAccount = isManagedAccount;
+    },
     updateBillToAcctNumber(state, billToAcctNumber) {
         state.order.payment.billToAccountNumber = billToAcctNumber;
     },
@@ -451,6 +456,9 @@ export const mutations = {
     updateIsMSRFeeCoveredByInsurance(state, isMSRFeeCoveredByInsurance) {
         state.order.isMSRFeeCoveredByInsurance = isMSRFeeCoveredByInsurance;
     },
+    updateIsNewInsuranceFlow(state, isNewInsuranceFlow) {
+        state.order.isNewInsuranceFlow = isNewInsuranceFlow;
+    },
     updateCashPriceSubTotal(state, cashPriceSubTotal) {
         state.order.cashPriceSubTotal =
             cashPriceSubTotal === "" ? null : cashPriceSubTotal.toString();
@@ -2709,6 +2717,7 @@ export const actions = {
                         billToAccountNumber: order.payment.billToAccountNumber,
                         isClaimAndCoverage: order.payment.isClaimAndCoverage,
                         canScheduleOnline: order.payment.canScheduleOnline,
+                        isManagedAccount: order.payment.isManagedAccount,
                         inactivePromos: order.payment.inactivePromos,
                         isCreditCard:
                             order.payment.piaType == paymentMethods.CREDIT_CARD ? true : false,
@@ -3225,17 +3234,23 @@ export const actions = {
         );
     },
 
+    saveIsNewInsuranceFlow(context, isNewInsuranceFlow) {
+        context.commit(storeMutations.UPDATE_IS_NEW_INSURANCE_FLOW, isNewInsuranceFlow);
+    },
+
     saveParentAccountNumber(context, parentAccountNumber) {
         context.commit(storeMutations.UPDATE_PARENT_ACCT_NUMBER, parentAccountNumber);
     },
     saveAccountName(context, accountName) {
         context.commit(storeMutations.UPDATE_ACCOUNT_NAME, accountName);
     },
-    saveIsClaimAndCoverage(context, isClaimAndCoverage) {
+    saveInsuranceAccountDetails(
+        context,
+        { isClaimAndCoverage, canScheduleOnline, isManagedAccount }
+    ) {
         context.commit(storeMutations.UPDATE_IS_CLAIM_AND_COVERAGE, isClaimAndCoverage);
-    },
-    saveCanScheduleOnline(context, canScheduleOnline) {
         context.commit(storeMutations.UPDATE_CAN_SCHEDULE_ONLINE, canScheduleOnline);
+        context.commit(storeMutations.UPDATE_IS_MANAGED_ACCOUNT, isManagedAccount);
     },
     saveBillToAccountNumber(context, billToAccountNumber) {
         context.commit(storeMutations.UPDATE_BILL_TO_ACCT_NUMBER, billToAccountNumber);
@@ -3626,6 +3641,15 @@ export const actions = {
 
         return billToAccountNumberResponse.data.toString();
     },
+    // Get Account Details
+    async getAccountDetails(context, { payload: { parentAccountNumber }, pageNameToLog }) {
+        const accountDetailsResponse = await globalMethods.callHttpClient({
+            method: endpoints.GetAccountDetails.method,
+            endpoint: `${endpoints.GetAccountDetails.url}/${parentAccountNumber}`,
+        });
+
+        return accountDetailsResponse.data;
+    },
     //////////////////////////////////
     // END OF Account Service Calls //
     //////////////////////////////////
diff --git a/src/ux-components/intercept-overlay/intercept-overlay.spec.js b/src/ux-components/intercept-overlay/intercept-overlay.spec.js
new file mode 100644
index 000000000..f3854a47a
--- /dev/null
+++ b/src/ux-components/intercept-overlay/intercept-overlay.spec.js
@@ -0,0 +1,17 @@
+import { shallowMount } from "@vue/test-utils";
+import interceptOverlay from "./intercept-overlay";
+
+describe("intercept-overlay.vue", () => {
+    test("renders the overlay container with aria-hidden", () => {
+        const wrapper = shallowMount(interceptOverlay);
+        expect(wrapper.find(".intercept-overlay").exists()).toBe(true);
+        expect(wrapper.find(".intercept-overlay").attributes("aria-hidden")).toBe("true");
+        wrapper.unmount();
+    });
+
+    test("renders as a single root element with no visible content", () => {
+        const wrapper = shallowMount(interceptOverlay);
+        expect(wrapper.text()).toBe("");
+        wrapper.unmount();
+    });
+});
diff --git a/src/ux-components/intercept-overlay/intercept-overlay.vue b/src/ux-components/intercept-overlay/intercept-overlay.vue
new file mode 100644
index 000000000..1a101589a
--- /dev/null
+++ b/src/ux-components/intercept-overlay/intercept-overlay.vue
@@ -0,0 +1,21 @@
+<template>
+    <div class="intercept-overlay" aria-hidden="true"></div>
+</template>
+
+<script>
+export default {
+    name: "intercept-overlay",
+};
+</script>
+
+<style lang="scss" scoped>
+.intercept-overlay {
+    position: fixed;
+    top: 0;
+    left: 0;
+    right: 0;
+    bottom: 0;
+    z-index: 9999;
+    cursor: default;
+}
+</style>