diff --git a/src/layouts/vehicle-damage/vehicle-damage.vue b/src/layouts/vehicle-damage/vehicle-damage.vue
index 12270bda2..7f93383fc 100644
--- a/src/layouts/vehicle-damage/vehicle-damage.vue
+++ b/src/layouts/vehicle-damage/vehicle-damage.vue
@@ -328,8 +328,15 @@ export default {
         },
 
         navigateForward() {
+            const payment = store.getters.payment;
+            if (payment.isInsurance && payment.insuranceCoverage.coverageStatus === "VERIFIED") {
+                this.$router.navigateWithSaving(
+                    this.navigationScenarios.CLICKED_FORWARD_WITH_VERIFIED_INSURANCE,
+                    this.$route
+                );
+            }
             // If vin already exists, navigate directly to vin-lookup
-            if (store.getters.vehicle.vin) {
+            else if (store.getters.vehicle.vin) {
                 this.$router.navigateWithSaving(
                     this.navigationScenarios.CLICKED_FORWARD_WITH_VIN,
                     this.$route
diff --git a/src/mixins/vehicle-questions-mixin.js b/src/mixins/vehicle-questions-mixin.js
index 75ec9b11b..211f34838 100644
--- a/src/mixins/vehicle-questions-mixin.js
+++ b/src/mixins/vehicle-questions-mixin.js
@@ -458,8 +458,10 @@ export default {
                 self.$store.commit(storeMutations.UPDATE_GLASS_PARTS, collectedGlassParts);
                 
                 const payment = self.$store.getters.payment;
-                // TODO KO If coverageStatus is null, they haven't gone to heritage yet... I think
-                shouldGoToHeritageQuote || (payment.isInsurance && payment.insuranceCoverage.coverageStatus)
+                // TODO KO If coverageStatus is null, they haven't been to heritage yet...
+                // TODO KO what happens if you go to CCPolicyInfo (insurance), go back to vin-lookup, and go forward. 
+                // Does it skip quote?
+                shouldGoToHeritageQuote || (payment.isInsurance && payment.insuranceCoverage.isVerified)
                     ? navigateToHeritageFunnel({loadingModal: self.$refs.loadingModal})
                     : self.$router.navigateWithSaving(
                           self.navigationScenarios.HAS_NO_MORE_QUESTIONS,
diff --git a/src/router/router-constants/navigation-scenarios.js b/src/router/router-constants/navigation-scenarios.js
index bf7a6a052..ec5b9160f 100644
--- a/src/router/router-constants/navigation-scenarios.js
+++ b/src/router/router-constants/navigation-scenarios.js
@@ -12,6 +12,7 @@ const navigationScenarios = {
     // Vin pages
     CLICKED_BACK_WITH_VIN: "CLICKED_BACK_WITH_VIN",
     CLICKED_FORWARD_WITH_VIN: "CLICKED_FORWARD_WITH_VIN",
+    CLICKED_FORWARD_WITH_VERIFIED_INSURANCE: "CLICKED_FORWARD_WITH_VERIFIED_INSURANCE",
     CLICKED_FORWARD_WITHOUT_VIN: "CLICKED_FORWARD_WITHOUT_VIN",
     CONTINUING_WITH_MULTIPLE_VEHICLES: "CONTINUING_WITH_MULTIPLE_VEHICLES",
     SELECTED_VIN_HAS_MISMATCHED_GLASS: "SELECTED_VIN_HAS_MISMATCHED_GLASS",
diff --git a/src/router/router-constants/routing-table.js b/src/router/router-constants/routing-table.js
index 5c76ef5e1..47c5433b3 100644
--- a/src/router/router-constants/routing-table.js
+++ b/src/router/router-constants/routing-table.js
@@ -67,6 +67,10 @@ const routingTable = function (store) {
                     scenario: navigationScenarios.CLICKED_FORWARD_WITHOUT_VIN,
                     destinationFmgPageValue: fmgPageValues.ESTIMATE,
                 },
+                {
+                    scenario: navigationScenarios.CLICKED_FORWARD_WITH_VERIFIED_INSURANCE,
+                    destinationFmgPageValue: fmgPageValues.ESTIMATE,
+                },
             ],
         },
         {