diff --git a/src/layouts/quote/afterpay-modal-banner/afterpay-modal-banner.vue b/src/layouts/quote/afterpay-modal-banner/afterpay-modal-banner.vue
index 3b682e52b..c40e518df 100644
--- a/src/layouts/quote/afterpay-modal-banner/afterpay-modal-banner.vue
+++ b/src/layouts/quote/afterpay-modal-banner/afterpay-modal-banner.vue
@@ -53,6 +53,7 @@ export default {
         cmsWidgetName: String,
         lineItems: Array,
         isAfterpayBreakoutDisplay: Boolean,
+        isInsuranceSelected: Boolean,
     },
     data() {
         return {};
@@ -72,9 +73,14 @@ export default {
         afterpayCopyTokens() {
             if (this.isAfterpayBreakoutDisplay) {
                 // Text for Afterpay Breakout experiment
-                return splitCopyOnCMSPlaceHolder(
-                    this.getCmsContent(this.cmsWidgetName, "BodyText2")
-                );
+                var afterpayBannerCopy = this.getCmsContent(this.cmsWidgetName, "BodyText2");
+                afterpayBannerCopy =
+                    afterpayBannerCopy &&
+                    afterpayBannerCopy.replaceAll(
+                        "{custom:paymentType}",
+                        this.isInsuranceSelected ? "deductible" : "spending"
+                    );
+                return splitCopyOnCMSPlaceHolder(afterpayBannerCopy);
             } else {
                 return splitCopyOnCMSPlaceHolder(
                     this.getCmsContent(this.cmsWidgetName, "HeaderText")
diff --git a/src/layouts/quote/quote.vue b/src/layouts/quote/quote.vue
index 4a20b4dbc..ea83d10b6 100644
--- a/src/layouts/quote/quote.vue
+++ b/src/layouts/quote/quote.vue
@@ -47,6 +47,7 @@
                         v-if="showAfterpayBanner"
                         cmsWidgetName="AfterpayModalWidget"
                         :isAfterpayBreakoutDisplay="isAfterpayBreakoutDisplay"
+                        :isInsuranceSelected="isInsuranceSelected"
                         :lineItems="lineItems" />
 
                     <!-- If vehicle requires recal AND we are hiding recal pricing info, then show recal disclaimer banner. -->
@@ -588,7 +589,7 @@ export default {
         },
         showAfterpayBanner() {
             return (
-                !this.isInsuranceSelected &&
+                (this.isAfterpayBreakoutDisplay || !this.isInsuranceSelected) &&
                 (!this.isRecalibrationOnOrder || !this.shouldHideRecalibration)
             );
         },