diff --git a/src/layouts/quote/quote.vue b/src/layouts/quote/quote.vue
index b428ab905..106c04bfa 100644
--- a/src/layouts/quote/quote.vue
+++ b/src/layouts/quote/quote.vue
@@ -590,12 +590,6 @@ export default {
                 }
                 // there are no active or inactive external parameters; use internal threshold
                 if (internalThreshold) thresholdToUse = internalThreshold;
-
-                vm.isInsuranceSelected = getIsInsuranceSelectedValue(
-                    vm.availableLineItems,
-                    thresholdToUse
-                );
-                baseMixin.methods.ResetExternalParamsAndHideModal();
             } else {
                 // user came from an external source, however, the externalParms may have been reset on service-zip, property-questions, etc...
                 if (getBoolFromString(store.getters.externalParameterQuote?.isInsurance)) {
@@ -613,8 +607,6 @@ export default {
                     ) {
                         await vm.skip(insuranceSelection, servicePackage);
                     }
-
-                    baseMixin.methods.ResetExternalParamsAndHideModal();
                 } else {
                     if (externalThreshold) thresholdToUse = externalThreshold;
 
@@ -622,15 +614,17 @@ export default {
                     {
                         debugLog("quote.vue tab select NOT EXTERNAL");
                     }
-
-                    vm.isInsuranceSelected = getIsInsuranceSelectedValue(
-                        vm.availableLineItems,
-                        thresholdToUse
-                    );
-                    baseMixin.methods.ResetExternalParamsAndHideModal();
                 }
             }
 
+            if (vm.isInsuranceSelected == null) {
+                vm.isInsuranceSelected = getIsInsuranceSelectedValue(
+                    vm.availableLineItems,
+                    thresholdToUse
+                );
+            }
+            baseMixin.methods.ResetExternalParamsAndHideModal();
+
             if (vm.skipToInsurance && !vm.showSaveProgressPopup) {
                 // skip ahead only if no email popup.
                 await vm.skip(true, externalParamPackageLabels.GLASS_ONLY);